Digit is an automated savings program that I’ve been using for awhile now.
Once you sign up and add your bank account, it monitors your income and spending habits. Then it will begin putting away a few dollars over time.
A friend of mine and I signed up at the same time and it definitely tailors its saving patterns to you, as ours were totally different.
The service communicates to you either daily or weekly via text message. You can set this via preferences. It also keeps you motivated with milestone texts. Below is an example of one I received a few months ago.
I use Simple for my bank, which has no fees. But Digit is so confident in their math that in the rare event you overdraft, they will pay the fee. Digit accounts are FDIC-insured up to $250,000.
The service is free and makes saving money something that you don’t even think about.
Signup using this link and Digit will give you a boost in savings to start out.